Version 1 · Last updated: 6 October 2026
These Terms of Use are an agreement between you and CTO Teachings LLC, a Colorado limited liability company (“CTO Teachings”, “we”, “us”). They cover Jobfinder, our job-search app at jobfinder.ctoteachings.com (“Jobfinder”). How we handle your personal information is described separately in our privacy policy. Jobfinder accounts are separate from any other CTO Teachings product.
Please read Section 17 carefully. It says that most disputes between you and us will be decided by individual arbitration rather than in court, that you give up the right to bring or join a class action, and that you give up the right to a jury trial. It also explains how you can opt out of arbitration within 30 days.
You accept these terms when you sign in to Jobfinder and choose “I agree” on the terms screen. We record which version you accepted and when. If you do not agree, do not use Jobfinder: choosing “Decline” signs you out, and you cannot use Jobfinder until you accept.
Each version of these terms has a number, shown at the top of this page. When we make a change that affects your rights or obligations, we raise the number, and the next time you use Jobfinder you will be asked to read and accept the new version before you can continue. If you do not accept it, you may stop using Jobfinder and ask us to delete your account. We may make small changes that do not affect your rights, such as fixing typing errors or broken links, without changing the version number.
You must be at least 18 years old and able to enter into a binding contract. If you use Jobfinder for an organisation, you confirm that you are allowed to accept these terms for it.
You may not use Jobfinder if the law where you live forbids it, or if we have previously closed your account for breaking these terms.
You sign in with a Google or Apple account. You are responsible for what happens under your account, so keep your sign-in secure, and tell us at [email protected] if you think someone else has used it. One account is for one person.
Jobfinder helps you look for work with your own AI assistant (for example Claude or ChatGPT) connected to Jobfinder. You give Jobfinder your professional links, the job websites you want searched and your instructions. Your assistant reads those sources, builds a profile of your experience for you to confirm, finds jobs on the sites you approve, explains each match and prepares a tailored résumé and application answers for each job you accept. Some of this is still being built; features that are not available yet say so on screen.
“Your Material” means what you give Jobfinder or approve in it: your links, résumés, profile facts, preferences, instructions, and the documents and answers you approve for an application.
Your Material stays yours. You give CTO Teachings a non-exclusive, worldwide, royalty-free licence to store, copy, process and transmit Your Material only as needed to run Jobfinder for you, including sending an application to an employer or job site when you approve it. This licence ends when you delete Your Material or your account, except for copies we must keep by law or that are already part of an application you sent.
What you promise us. You confirm that Your Material is true, that it is yours to give or something you are allowed to use, and that our use of it under these terms will not infringe anyone else’s rights.
Our app. Jobfinder itself, including its software, design, prompts and branding, belongs to CTO Teachings or its licensors. We give you a personal, non-exclusive, non-transferable, revocable licence to use Jobfinder for your own job search, under these terms.
Profiles, job matches, résumés and application answers in Jobfinder are written by artificial intelligence, not by a person, and no person reviews each one. We do not control what an AI generates. It may misread a source, overstate or invent experience, miss a requirement, or misjudge a job.
You approve everything that leaves Jobfinder. Before any application is submitted you are shown the final answers and documents and must explicitly approve them. Read them. You are responsible for every application sent with your approval, and for making sure it is accurate. Do not rely on Jobfinder for legal, immigration, tax or other professional advice.
You agree not to use Jobfinder, or to have an AI assistant use it, to create, send or share anything that:
You also agree not to misuse Jobfinder: do not try to get around its security or limits, access it through automated means other than the AI-assistant connection we provide, overload or disrupt it, reverse engineer it except where the law expressly allows it, or use Jobfinder to recruit, resell or apply on behalf of others without our written permission.
We may refuse or remove anything in Jobfinder that breaks these terms or that we think could harm you, other people or Jobfinder. We are not obliged to monitor what is created. We may suspend or close your account, or limit what you can do, if we reasonably believe you have broken these terms or the law, or to protect others or Jobfinder. Where it is appropriate and lawful, we will tell you why.
If you see Jobfinder being used to break these terms, or something in it contains someone’s personal information that should not be there, email [email protected] with the subject line “Jobfinder report”. We review every report.
You can delete Your Material in Jobfinder, or ask us to delete your account at any time by emailing [email protected] from the address on your account. We then delete your account and Your Material, except for anything we must keep by law. Applications you already sent to an employer or job site are in their hands, under their terms; deleting your Jobfinder account does not withdraw them.
Jobfinder is free to use today. If we introduce paid features, we will tell you the price before you are charged, and you will not be charged without agreeing to it.
Jobfinder works with services run by other companies, including Google and Apple (sign-in), the AI assistant you choose to connect, such as Claude or ChatGPT, and the job websites and employers you choose. Your use of those services is governed by their own terms and policies, and you agree to follow them. We are not responsible for them, for their hiring decisions, or for their availability.
Jobfinder is a young product and it changes often. We may add, change or remove features, and we may suspend or stop offering Jobfinder, in whole or in part, at any time. We are not liable to you for doing so.
JOBFINDER AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT THE LAW ALLOWS, CTO TEACHINGS DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND ACCURACY. WE DO NOT PROMISE THAT JOBFINDER WILL BE UNINTERRUPTED, SECURE OR ERROR-FREE, THAT ANY CONTENT WILL BE ACCURATE OR SUITABLE, OR THAT YOUR DATA OR DOWNLOADS WILL NEVER BE LOST.
TO THE FULLEST EXTENT THE LAW ALLOWS, CTO TEACHINGS AND ITS MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL OR OPPORTUNITY, ARISING OUT OF OR RELATING TO THESE TERMS, JOBFINDER OR ANY CONTENT, EVEN IF WE WERE TOLD THEY WERE POSSIBLE.
TO THE FULLEST EXTENT THE LAW ALLOWS, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR JOBFINDER IS LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID US FOR JOBFINDER IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) US$100.
Some places do not allow some of these limits. Where that is the case, they apply only to the extent the law allows. Nothing in these terms limits liability that the law does not allow to be limited, such as liability for fraud, or for death or personal injury caused by negligence.
To the extent the law allows, you agree to defend, indemnify and hold harmless CTO Teachings and its members, managers, employees, contractors and agents from any claim, demand, loss, liability, damage or expense (including reasonable legal fees) brought by a third party that arises out of or relates to Content you or your AI assistant created or submitted, your use or misuse of Jobfinder, or your breach of these terms or of the law.
Talk to us first. Before starting an arbitration or a lawsuit, you and we each agree to try to resolve the dispute informally. The person with the dispute must send a written notice to the other: you send yours to [email protected], and we send ours to the email address on your account. The notice must give your name and the email address on your account, describe the dispute, and say what you want. If the dispute is not resolved within 60 days after the notice is received, either of us may start an arbitration. Any time limit for bringing the claim is paused during those 60 days.
Agreement to arbitrate. You and CTO Teachings agree that any dispute, claim or controversy arising out of or relating to these terms, Jobfinder or any Content, including whether it must be arbitrated, will be resolved by final and binding arbitration on an individual basis, except as described under “Exceptions” below. The arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules in effect when the arbitration starts, available at adr.org. A single arbitrator will decide the dispute. The arbitration is seated in Colorado; unless you and we agree otherwise, a hearing may take place by video or telephone, and where the AAA rules give you the right to an in-person hearing near where you live, you keep that right. Payment of filing, administration and arbitrator fees is governed by the AAA Consumer Arbitration Rules. The arbitrator may award any individual relief a court could award, but only to the individual party seeking it and only to the extent needed to resolve that party’s own claim. Judgment on the award may be entered in any court with jurisdiction. This agreement to arbitrate is governed by the U.S. Federal Arbitration Act.
No class actions. YOU AND WE EACH AGREE THAT CLAIMS MAY BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person’s claims or preside over any form of class, collective or representative proceeding.
No jury trial. YOU AND WE EACH GIVE UP THE RIGHT TO A TRIAL BY JURY for any dispute arising out of or relating to these terms, Jobfinder or any Content, including any dispute that ends up in court.
Exceptions. Either of us may bring an individual claim in a small-claims court if it qualifies there and stays there. And CTO Teachings may go to court to protect its intellectual property, to stop misuse of Jobfinder, or to seek an injunction or other urgent equitable relief, without first arbitrating.
You can opt out. You may opt out of this agreement to arbitrate by emailing [email protected] with the subject line “Jobfinder arbitration opt-out” within 30 days after you first accept these terms. Include your name and the email address on your account, and state that you opt out of arbitration. Opting out does not affect any other part of these terms, and it does not affect any other arbitration agreement you have with us.
If part of this section fails. If the class-action waiver above is found unenforceable for any claim, then that claim, and only that claim, must be decided by a court as described in Section 18, and never by class arbitration; any remaining claims are still arbitrated individually, and the court case waits until the arbitration is finished. If any other part of this section is found unenforceable, the rest of it still applies.
These terms are governed by the laws of the State of Colorado, USA, without regard to its conflict-of-laws rules, except that Section 17 is governed by the Federal Arbitration Act. Any dispute that is not arbitrated, including a claim that falls under an exception or for which you have opted out, will be brought only in the state or federal courts located in Colorado, and you and we consent to the personal jurisdiction of those courts. If you live in a country whose law gives you the right to bring a claim in your own courts, or to the protection of its consumer laws, these terms do not take that right away.
To the extent the law allows, any claim arising out of or relating to these terms or Jobfinder must be started within one year after the claim arises. Otherwise it is permanently barred.
These terms, together with the privacy policy and any terms shown to you inside Jobfinder, are the whole agreement between you and us about Jobfinder. If any part of these terms is found unenforceable, the rest stays in effect. If we do not enforce a right, we have not given it up. You may not transfer your rights under these terms; we may transfer ours, including as part of a merger, sale or reorganisation of our business. Sections 5, 6, 10 and 14 to 20 survive the end of your use of Jobfinder. These terms are written in English; if we provide a translation and the two differ, the English version controls.
Questions about these terms, a content report, or a legal notice: email [email protected] or use our contact page. CTO Teachings LLC, a Colorado limited liability company.